There are a few essentials that shouldn't be forgotten whenever you travel. You won't get through immigration without your passport; you won't get on the plane without a ticket. But if you haven't got your travel insurance, you really shouldn't be let out of the house.
Travel insurance is not expensive and even though we really hope that you won't need it, you should treat it as an essential part of every trip.
If you fall ill, have an accident, miss a flight, lose your bags, or encounter any other type of problem, it is likely to be a costly and unpleasant experience. If you have travel insurance, you can be assured of quickly getting the help you need and having the costs covered.